LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,546
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,590
−HK$1,060/mo
Today · 4.125%
HK$35,650
baseline
▲ 0.50% · 4.625%
HK$37,819
+HK$2,169/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,300/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,320
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,321
−HK$1,015/mo
Today · 4.125%
HK$39,336
baseline
▲ 0.50% · 4.625%
HK$41,409
+HK$2,073/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,672/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,255
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,507
−HK$1,273/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,383
+HK$2,603/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,784
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,218/mo
Today · 4.125%
HK$47,203
baseline
▲ 0.50% · 4.625%
HK$49,691
+HK$2,488/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$94,406/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,964
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,425
−HK$1,485/mo
Today · 4.125%
HK$49,910
baseline
▲ 0.50% · 4.625%
HK$52,946
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,820/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,248
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,649
−HK$1,421/mo
Today · 4.125%
HK$55,070
baseline
▲ 0.50% · 4.625%
HK$57,973
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,140/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,383
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,261
−HK$1,908/mo
Today · 4.125%
HK$64,169
baseline
▲ 0.50% · 4.625%
HK$68,074
+HK$3,905/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,338/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,175
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,977
−HK$1,828/mo
Today · 4.125%
HK$70,805
baseline
▲ 0.50% · 4.625%
HK$74,537
+HK$3,732/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,610/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,683 · Scale 2, in force from 26 Feb 2026)