LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,547
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,591
−HK$1,060/mo
Today · 4.125%
HK$35,651
baseline
▲ 0.50% · 4.625%
HK$37,820
+HK$2,169/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,302/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,321
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,322
−HK$1,015/mo
Today · 4.125%
HK$39,337
baseline
▲ 0.50% · 4.625%
HK$41,411
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,674/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,257
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,509
−HK$1,272/mo
Today · 4.125%
HK$42,781
baseline
▲ 0.50% · 4.625%
HK$45,384
+HK$2,603/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$85,562/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,785
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,986
−HK$1,219/mo
Today · 4.125%
HK$47,205
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,488/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$94,410/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,966
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,427
−HK$1,484/mo
Today · 4.125%
HK$49,911
baseline
▲ 0.50% · 4.625%
HK$52,948
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,822/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,249
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,651
−HK$1,421/mo
Today · 4.125%
HK$55,072
baseline
▲ 0.50% · 4.625%
HK$57,975
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,144/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,385
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,263
−HK$1,909/mo
Today · 4.125%
HK$64,172
baseline
▲ 0.50% · 4.625%
HK$68,076
+HK$3,904/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,344/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,178
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,979
−HK$1,828/mo
Today · 4.125%
HK$70,807
baseline
▲ 0.50% · 4.625%
HK$74,539
+HK$3,732/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,614/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,702 · Scale 2, in force from 26 Feb 2026)