LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,549
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,593
−HK$1,060/mo
Today · 4.125%
HK$35,653
baseline
▲ 0.50% · 4.625%
HK$37,822
+HK$2,169/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,306/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,323
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,324
−HK$1,015/mo
Today · 4.125%
HK$39,339
baseline
▲ 0.50% · 4.625%
HK$41,413
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,678/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,259
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,511
−HK$1,273/mo
Today · 4.125%
HK$42,784
baseline
▲ 0.50% · 4.625%
HK$45,387
+HK$2,603/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,568/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,788
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,989
−HK$1,218/mo
Today · 4.125%
HK$47,207
baseline
▲ 0.50% · 4.625%
HK$49,696
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,414/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,969
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,430
−HK$1,484/mo
Today · 4.125%
HK$49,914
baseline
▲ 0.50% · 4.625%
HK$52,951
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,828/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,252
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,654
−HK$1,421/mo
Today · 4.125%
HK$55,075
baseline
▲ 0.50% · 4.625%
HK$57,978
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,150/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,388
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,267
−HK$1,908/mo
Today · 4.125%
HK$64,175
baseline
▲ 0.50% · 4.625%
HK$68,080
+HK$3,905/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,350/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,181
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,983
−HK$1,828/mo
Today · 4.125%
HK$70,811
baseline
▲ 0.50% · 4.625%
HK$74,544
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,622/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,733 · Scale 2, in force from 26 Feb 2026)