LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,550
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,594
−HK$1,060/mo
Today · 4.125%
HK$35,654
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$2,169/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,308/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,324
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,325
−HK$1,016/mo
Today · 4.125%
HK$39,341
baseline
▲ 0.50% · 4.625%
HK$41,414
+HK$2,073/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,682/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,260
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,512
−HK$1,273/mo
Today · 4.125%
HK$42,785
baseline
▲ 0.50% · 4.625%
HK$45,388
+HK$2,603/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,570/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,789
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,990
−HK$1,219/mo
Today · 4.125%
HK$47,209
baseline
▲ 0.50% · 4.625%
HK$49,697
+HK$2,488/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,418/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,970
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,431
−HK$1,484/mo
Today · 4.125%
HK$49,915
baseline
▲ 0.50% · 4.625%
HK$52,953
+HK$3,038/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,830/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,254
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,655
−HK$1,422/mo
Today · 4.125%
HK$55,077
baseline
▲ 0.50% · 4.625%
HK$57,980
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,154/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,390
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,269
−HK$1,908/mo
Today · 4.125%
HK$64,177
baseline
▲ 0.50% · 4.625%
HK$68,082
+HK$3,905/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,354/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,183
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,985
−HK$1,828/mo
Today · 4.125%
HK$70,813
baseline
▲ 0.50% · 4.625%
HK$74,546
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,626/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,748 · Scale 2, in force from 26 Feb 2026)