LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,551
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,594
−HK$1,061/mo
Today · 4.125%
HK$35,655
baseline
▲ 0.50% · 4.625%
HK$37,824
+HK$2,169/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,310/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,325
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,326
−HK$1,015/mo
Today · 4.125%
HK$39,341
baseline
▲ 0.50% · 4.625%
HK$41,415
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,682/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,261
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,513
−HK$1,273/mo
Today · 4.125%
HK$42,786
baseline
▲ 0.50% · 4.625%
HK$45,389
+HK$2,603/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,572/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,790
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,991
−HK$1,219/mo
Today · 4.125%
HK$47,210
baseline
▲ 0.50% · 4.625%
HK$49,698
+HK$2,488/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,420/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,971
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,432
−HK$1,485/mo
Today · 4.125%
HK$49,917
baseline
▲ 0.50% · 4.625%
HK$52,954
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,834/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,255
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,656
−HK$1,422/mo
Today · 4.125%
HK$55,078
baseline
▲ 0.50% · 4.625%
HK$57,981
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,156/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,391
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,270
−HK$1,909/mo
Today · 4.125%
HK$64,179
baseline
▲ 0.50% · 4.625%
HK$68,084
+HK$3,905/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,358/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,185
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,987
−HK$1,828/mo
Today · 4.125%
HK$70,815
baseline
▲ 0.50% · 4.625%
HK$74,547
+HK$3,732/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,630/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,761 · Scale 2, in force from 26 Feb 2026)