LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,552
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,596
−HK$1,060/mo
Today · 4.125%
HK$35,656
baseline
▲ 0.50% · 4.625%
HK$37,826
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,312/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,326
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,327
−HK$1,016/mo
Today · 4.125%
HK$39,343
baseline
▲ 0.50% · 4.625%
HK$41,417
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,686/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,262
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,515
−HK$1,272/mo
Today · 4.125%
HK$42,787
baseline
▲ 0.50% · 4.625%
HK$45,391
+HK$2,604/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,574/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,792
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,993
−HK$1,218/mo
Today · 4.125%
HK$47,211
baseline
▲ 0.50% · 4.625%
HK$49,700
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,422/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,973
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,434
−HK$1,484/mo
Today · 4.125%
HK$49,918
baseline
▲ 0.50% · 4.625%
HK$52,956
+HK$3,038/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,836/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,257
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,658
−HK$1,422/mo
Today · 4.125%
HK$55,080
baseline
▲ 0.50% · 4.625%
HK$57,983
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,160/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,394
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,272
−HK$1,909/mo
Today · 4.125%
HK$64,181
baseline
▲ 0.50% · 4.625%
HK$68,086
+HK$3,905/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,362/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,187
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,989
−HK$1,828/mo
Today · 4.125%
HK$70,817
baseline
▲ 0.50% · 4.625%
HK$74,550
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,634/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,781 · Scale 2, in force from 26 Feb 2026)