LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,553
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$1,060/mo
Today · 4.125%
HK$35,657
baseline
▲ 0.50% · 4.625%
HK$37,827
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,314/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,327
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,329
−HK$1,015/mo
Today · 4.125%
HK$39,344
baseline
▲ 0.50% · 4.625%
HK$41,418
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,688/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,264
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,516
−HK$1,273/mo
Today · 4.125%
HK$42,789
baseline
▲ 0.50% · 4.625%
HK$45,392
+HK$2,603/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,578/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,793
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,994
−HK$1,219/mo
Today · 4.125%
HK$47,213
baseline
▲ 0.50% · 4.625%
HK$49,702
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,426/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,974
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,435
−HK$1,485/mo
Today · 4.125%
HK$49,920
baseline
▲ 0.50% · 4.625%
HK$52,957
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,840/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,258
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,660
−HK$1,422/mo
Today · 4.125%
HK$55,082
baseline
▲ 0.50% · 4.625%
HK$57,985
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,164/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,395
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,274
−HK$1,909/mo
Today · 4.125%
HK$64,183
baseline
▲ 0.50% · 4.625%
HK$68,088
+HK$3,905/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,366/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,189
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,991
−HK$1,828/mo
Today · 4.125%
HK$70,819
baseline
▲ 0.50% · 4.625%
HK$74,552
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,638/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,798 · Scale 2, in force from 26 Feb 2026)