LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,554
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$1,060/mo
Today · 4.125%
HK$35,658
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,316/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,329
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,330
−HK$1,015/mo
Today · 4.125%
HK$39,345
baseline
▲ 0.50% · 4.625%
HK$41,419
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,690/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,518
−HK$1,272/mo
Today · 4.125%
HK$42,790
baseline
▲ 0.50% · 4.625%
HK$45,394
+HK$2,604/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,580/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,794
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$45,996
−HK$1,219/mo
Today · 4.125%
HK$47,215
baseline
▲ 0.50% · 4.625%
HK$49,703
+HK$2,488/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,430/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,976
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,437
−HK$1,485/mo
Today · 4.125%
HK$49,922
baseline
▲ 0.50% · 4.625%
HK$52,959
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,844/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,260
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,662
−HK$1,422/mo
Today · 4.125%
HK$55,084
baseline
▲ 0.50% · 4.625%
HK$57,987
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,168/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,398
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,276
−HK$1,909/mo
Today · 4.125%
HK$64,185
baseline
▲ 0.50% · 4.625%
HK$68,091
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,370/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,192
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,994
−HK$1,828/mo
Today · 4.125%
HK$70,822
baseline
▲ 0.50% · 4.625%
HK$74,555
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,644/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,817 · Scale 2, in force from 26 Feb 2026)