LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,555
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,598
−HK$1,061/mo
Today · 4.125%
HK$35,659
baseline
▲ 0.50% · 4.625%
HK$37,829
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,318/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,329
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,330
−HK$1,016/mo
Today · 4.125%
HK$39,346
baseline
▲ 0.50% · 4.625%
HK$41,420
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,692/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,266
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,518
−HK$1,273/mo
Today · 4.125%
HK$42,791
baseline
▲ 0.50% · 4.625%
HK$45,394
+HK$2,603/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,582/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,795
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,997
−HK$1,218/mo
Today · 4.125%
HK$47,215
baseline
▲ 0.50% · 4.625%
HK$49,704
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,430/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,977
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,438
−HK$1,484/mo
Today · 4.125%
HK$49,922
baseline
▲ 0.50% · 4.625%
HK$52,960
+HK$3,038/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,844/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,261
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,663
−HK$1,422/mo
Today · 4.125%
HK$55,085
baseline
▲ 0.50% · 4.625%
HK$57,988
+HK$2,903/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,170/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,399
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,277
−HK$1,909/mo
Today · 4.125%
HK$64,186
baseline
▲ 0.50% · 4.625%
HK$68,092
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,372/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,193
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,995
−HK$1,828/mo
Today · 4.125%
HK$70,823
baseline
▲ 0.50% · 4.625%
HK$74,556
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,646/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,825 · Scale 2, in force from 26 Feb 2026)