LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,556
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,600
−HK$1,061/mo
Today · 4.125%
HK$35,661
baseline
▲ 0.50% · 4.625%
HK$37,831
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,322/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,331
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,016/mo
Today · 4.125%
HK$39,348
baseline
▲ 0.50% · 4.625%
HK$41,422
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,696/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,268
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,520
−HK$1,273/mo
Today · 4.125%
HK$42,793
baseline
▲ 0.50% · 4.625%
HK$45,397
+HK$2,604/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,586/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,797
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$45,999
−HK$1,219/mo
Today · 4.125%
HK$47,218
baseline
▲ 0.50% · 4.625%
HK$49,707
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,436/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,979
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,440
−HK$1,485/mo
Today · 4.125%
HK$49,925
baseline
▲ 0.50% · 4.625%
HK$52,963
+HK$3,038/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,850/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,264
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,665
−HK$1,422/mo
Today · 4.125%
HK$55,087
baseline
▲ 0.50% · 4.625%
HK$57,991
+HK$2,904/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,174/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,401
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,280
−HK$1,909/mo
Today · 4.125%
HK$64,189
baseline
▲ 0.50% · 4.625%
HK$68,095
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,378/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,196
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,998
−HK$1,828/mo
Today · 4.125%
HK$70,826
baseline
▲ 0.50% · 4.625%
HK$74,560
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,652/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,853 · Scale 2, in force from 26 Feb 2026)