LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,559
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,603
−HK$1,060/mo
Today · 4.125%
HK$35,663
baseline
▲ 0.50% · 4.625%
HK$37,833
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,326/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,334
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,335
−HK$1,016/mo
Today · 4.125%
HK$39,351
baseline
▲ 0.50% · 4.625%
HK$41,425
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,702/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,523
−HK$1,273/mo
Today · 4.125%
HK$42,796
baseline
▲ 0.50% · 4.625%
HK$45,400
+HK$2,604/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,592/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,800
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,002
−HK$1,219/mo
Today · 4.125%
HK$47,221
baseline
▲ 0.50% · 4.625%
HK$49,710
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,442/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,982
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,444
−HK$1,484/mo
Today · 4.125%
HK$49,928
baseline
▲ 0.50% · 4.625%
HK$52,966
+HK$3,038/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,856/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,267
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,669
−HK$1,422/mo
Today · 4.125%
HK$55,091
baseline
▲ 0.50% · 4.625%
HK$57,995
+HK$2,904/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,182/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,406
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,285
−HK$1,909/mo
Today · 4.125%
HK$64,194
baseline
▲ 0.50% · 4.625%
HK$68,100
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,388/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,201
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$69,003
−HK$1,828/mo
Today · 4.125%
HK$70,831
baseline
▲ 0.50% · 4.625%
HK$74,565
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,662/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,891 · Scale 2, in force from 26 Feb 2026)