LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,559
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,603
−HK$1,061/mo
Today · 4.125%
HK$35,664
baseline
▲ 0.50% · 4.625%
HK$37,834
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,328/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,334
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,336
−HK$1,015/mo
Today · 4.125%
HK$39,351
baseline
▲ 0.50% · 4.625%
HK$41,426
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,702/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,271
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,524
−HK$1,273/mo
Today · 4.125%
HK$42,797
baseline
▲ 0.50% · 4.625%
HK$45,401
+HK$2,604/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,594/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,801
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,003
−HK$1,219/mo
Today · 4.125%
HK$47,222
baseline
▲ 0.50% · 4.625%
HK$49,711
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,444/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,983
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,445
−HK$1,484/mo
Today · 4.125%
HK$49,929
baseline
▲ 0.50% · 4.625%
HK$52,967
+HK$3,038/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,858/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,268
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,670
−HK$1,422/mo
Today · 4.125%
HK$55,092
baseline
▲ 0.50% · 4.625%
HK$57,996
+HK$2,904/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,184/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,407
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,286
−HK$1,909/mo
Today · 4.125%
HK$64,195
baseline
▲ 0.50% · 4.625%
HK$68,101
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,390/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,202
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,004
−HK$1,829/mo
Today · 4.125%
HK$70,833
baseline
▲ 0.50% · 4.625%
HK$74,566
+HK$3,733/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,666/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,901 · Scale 2, in force from 26 Feb 2026)