LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,560
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,604
−HK$1,061/mo
Today · 4.125%
HK$35,665
baseline
▲ 0.50% · 4.625%
HK$37,835
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,330/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,335
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,337
−HK$1,015/mo
Today · 4.125%
HK$39,352
baseline
▲ 0.50% · 4.625%
HK$41,427
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,704/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,272
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,525
−HK$1,272/mo
Today · 4.125%
HK$42,797
baseline
▲ 0.50% · 4.625%
HK$45,402
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,594/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,802
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,004
−HK$1,219/mo
Today · 4.125%
HK$47,223
baseline
▲ 0.50% · 4.625%
HK$49,712
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,446/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,984
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,446
−HK$1,484/mo
Today · 4.125%
HK$49,930
baseline
▲ 0.50% · 4.625%
HK$52,969
+HK$3,039/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,860/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,269
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,671
−HK$1,422/mo
Today · 4.125%
HK$55,093
baseline
▲ 0.50% · 4.625%
HK$57,997
+HK$2,904/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,186/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,408
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,287
−HK$1,909/mo
Today · 4.125%
HK$64,196
baseline
▲ 0.50% · 4.625%
HK$68,102
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,392/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,203
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,006
−HK$1,828/mo
Today · 4.125%
HK$70,834
baseline
▲ 0.50% · 4.625%
HK$74,568
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,668/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,913 · Scale 2, in force from 26 Feb 2026)