LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,561
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,605
−HK$1,060/mo
Today · 4.125%
HK$35,665
baseline
▲ 0.50% · 4.625%
HK$37,836
+HK$2,171/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,330/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,336
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,337
−HK$1,016/mo
Today · 4.125%
HK$39,353
baseline
▲ 0.50% · 4.625%
HK$41,428
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,706/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,273
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,526
−HK$1,272/mo
Today · 4.125%
HK$42,798
baseline
▲ 0.50% · 4.625%
HK$45,403
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,596/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,803
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,005
−HK$1,219/mo
Today · 4.125%
HK$47,224
baseline
▲ 0.50% · 4.625%
HK$49,713
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,448/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,985
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,447
−HK$1,484/mo
Today · 4.125%
HK$49,931
baseline
▲ 0.50% · 4.625%
HK$52,970
+HK$3,039/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,862/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,270
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,672
−HK$1,422/mo
Today · 4.125%
HK$55,094
baseline
▲ 0.50% · 4.625%
HK$57,999
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,188/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,409
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,289
−HK$1,909/mo
Today · 4.125%
HK$64,198
baseline
▲ 0.50% · 4.625%
HK$68,104
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,396/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,205
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,007
−HK$1,829/mo
Today · 4.125%
HK$70,836
baseline
▲ 0.50% · 4.625%
HK$74,570
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,672/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,925 · Scale 2, in force from 26 Feb 2026)