LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,561
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,605
−HK$1,061/mo
Today · 4.125%
HK$35,666
baseline
▲ 0.50% · 4.625%
HK$37,836
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,332/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,337
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,338
−HK$1,016/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,428
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,273
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,526
−HK$1,273/mo
Today · 4.125%
HK$42,799
baseline
▲ 0.50% · 4.625%
HK$45,403
+HK$2,604/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,598/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,804
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$46,005
−HK$1,219/mo
Today · 4.125%
HK$47,224
baseline
▲ 0.50% · 4.625%
HK$49,714
+HK$2,490/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,448/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,986
−HK$2,946/mo
▼ 0.25% · 3.875%
HK$48,447
−HK$1,485/mo
Today · 4.125%
HK$49,932
baseline
▲ 0.50% · 4.625%
HK$52,970
+HK$3,038/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,864/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,271
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,673
−HK$1,422/mo
Today · 4.125%
HK$55,095
baseline
▲ 0.50% · 4.625%
HK$57,999
+HK$2,904/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,190/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,410
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,289
−HK$1,910/mo
Today · 4.125%
HK$64,199
baseline
▲ 0.50% · 4.625%
HK$68,105
+HK$3,906/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,398/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,206
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,008
−HK$1,829/mo
Today · 4.125%
HK$70,837
baseline
▲ 0.50% · 4.625%
HK$74,571
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,674/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,933 · Scale 2, in force from 26 Feb 2026)