LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,563
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,607
−HK$1,061/mo
Today · 4.125%
HK$35,668
baseline
▲ 0.50% · 4.625%
HK$37,838
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,336/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,339
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,340
−HK$1,016/mo
Today · 4.125%
HK$39,356
baseline
▲ 0.50% · 4.625%
HK$41,430
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,712/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,276
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,529
−HK$1,272/mo
Today · 4.125%
HK$42,801
baseline
▲ 0.50% · 4.625%
HK$45,406
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,602/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,806
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,008
−HK$1,219/mo
Today · 4.125%
HK$47,227
baseline
▲ 0.50% · 4.625%
HK$49,716
+HK$2,489/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,454/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,988
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,450
−HK$1,485/mo
Today · 4.125%
HK$49,935
baseline
▲ 0.50% · 4.625%
HK$52,973
+HK$3,038/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,870/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,274
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$53,676
−HK$1,422/mo
Today · 4.125%
HK$55,098
baseline
▲ 0.50% · 4.625%
HK$58,003
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,196/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,414
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,293
−HK$1,909/mo
Today · 4.125%
HK$64,202
baseline
▲ 0.50% · 4.625%
HK$68,109
+HK$3,907/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,404/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,210
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,012
−HK$1,829/mo
Today · 4.125%
HK$70,841
baseline
▲ 0.50% · 4.625%
HK$74,575
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,682/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,963 · Scale 2, in force from 26 Feb 2026)