LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,568
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,612
−HK$1,061/mo
Today · 4.125%
HK$35,673
baseline
▲ 0.50% · 4.625%
HK$37,843
+HK$2,170/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,346/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,344
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,345
−HK$1,016/mo
Today · 4.125%
HK$39,361
baseline
▲ 0.50% · 4.625%
HK$41,436
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,722/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,281
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,534
−HK$1,273/mo
Today · 4.125%
HK$42,807
baseline
▲ 0.50% · 4.625%
HK$45,412
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,614/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,813
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,015
−HK$1,219/mo
Today · 4.125%
HK$47,234
baseline
▲ 0.50% · 4.625%
HK$49,724
+HK$2,490/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,468/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,995
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,457
−HK$1,485/mo
Today · 4.125%
HK$49,942
baseline
▲ 0.50% · 4.625%
HK$52,981
+HK$3,039/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$99,884/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,281
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,684
−HK$1,422/mo
Today · 4.125%
HK$55,106
baseline
▲ 0.50% · 4.625%
HK$58,011
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.30M · min. income ≈ HK$110,212/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,422
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,302
−HK$1,909/mo
Today · 4.125%
HK$64,211
baseline
▲ 0.50% · 4.625%
HK$68,118
+HK$3,907/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,422/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,219
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,022
−HK$1,829/mo
Today · 4.125%
HK$70,851
baseline
▲ 0.50% · 4.625%
HK$74,585
+HK$3,734/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,702/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,041 · Scale 2, in force from 26 Feb 2026)