LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,573
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,617
−HK$1,061/mo
Today · 4.125%
HK$35,678
baseline
▲ 0.50% · 4.625%
HK$37,849
+HK$2,171/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,356/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,349
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,351
−HK$1,016/mo
Today · 4.125%
HK$39,367
baseline
▲ 0.50% · 4.625%
HK$41,442
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,734/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,287
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,540
−HK$1,273/mo
Today · 4.125%
HK$42,813
baseline
▲ 0.50% · 4.625%
HK$45,418
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,626/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,819
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,021
−HK$1,219/mo
Today · 4.125%
HK$47,240
baseline
▲ 0.50% · 4.625%
HK$49,730
+HK$2,490/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,480/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,002
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,464
−HK$1,485/mo
Today · 4.125%
HK$49,949
baseline
▲ 0.50% · 4.625%
HK$52,988
+HK$3,039/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,898/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,289
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,691
−HK$1,423/mo
Today · 4.125%
HK$55,114
baseline
▲ 0.50% · 4.625%
HK$58,019
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,228/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,431
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,310
−HK$1,910/mo
Today · 4.125%
HK$64,220
baseline
▲ 0.50% · 4.625%
HK$68,128
+HK$3,908/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,440/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,228
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,031
−HK$1,830/mo
Today · 4.125%
HK$70,861
baseline
▲ 0.50% · 4.625%
HK$74,596
+HK$3,735/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,722/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,118 · Scale 2, in force from 26 Feb 2026)