LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,575
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,619
−HK$1,061/mo
Today · 4.125%
HK$35,680
baseline
▲ 0.50% · 4.625%
HK$37,851
+HK$2,171/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,360/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,352
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,354
−HK$1,016/mo
Today · 4.125%
HK$39,370
baseline
▲ 0.50% · 4.625%
HK$41,445
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,740/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,290
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,543
−HK$1,273/mo
Today · 4.125%
HK$42,816
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,632/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,822
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,024
−HK$1,220/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$49,734
+HK$2,490/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,005
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,486/mo
Today · 4.125%
HK$49,953
baseline
▲ 0.50% · 4.625%
HK$52,992
+HK$3,039/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,906/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,293
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,695
−HK$1,423/mo
Today · 4.125%
HK$55,118
baseline
▲ 0.50% · 4.625%
HK$58,023
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,236/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,435
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,315
−HK$1,910/mo
Today · 4.125%
HK$64,225
baseline
▲ 0.50% · 4.625%
HK$68,133
+HK$3,908/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,450/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,233
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,036
−HK$1,830/mo
Today · 4.125%
HK$70,866
baseline
▲ 0.50% · 4.625%
HK$74,601
+HK$3,735/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,732/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,158 · Scale 2, in force from 26 Feb 2026)