LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,576
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,621
−HK$1,061/mo
Today · 4.125%
HK$35,682
baseline
▲ 0.50% · 4.625%
HK$37,853
+HK$2,171/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,364/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,353
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,355
−HK$1,016/mo
Today · 4.125%
HK$39,371
baseline
▲ 0.50% · 4.625%
HK$41,446
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,742/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,291
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,545
−HK$1,273/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,423
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,824
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,026
−HK$1,219/mo
Today · 4.125%
HK$47,245
baseline
▲ 0.50% · 4.625%
HK$49,736
+HK$2,491/mo
Deposit HK$5.89M · loan HK$8.83M · min. income ≈ HK$94,490/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,007
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,469
−HK$1,485/mo
Today · 4.125%
HK$49,954
baseline
▲ 0.50% · 4.625%
HK$52,994
+HK$3,040/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,908/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,294
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,697
−HK$1,423/mo
Today · 4.125%
HK$55,120
baseline
▲ 0.50% · 4.625%
HK$58,025
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,240/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,437
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,317
−HK$1,910/mo
Today · 4.125%
HK$64,227
baseline
▲ 0.50% · 4.625%
HK$68,135
+HK$3,908/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,454/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,236
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,039
−HK$1,829/mo
Today · 4.125%
HK$70,868
baseline
▲ 0.50% · 4.625%
HK$74,604
+HK$3,736/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,736/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,177 · Scale 2, in force from 26 Feb 2026)