LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,577
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,621
−HK$1,061/mo
Today · 4.125%
HK$35,682
baseline
▲ 0.50% · 4.625%
HK$37,854
+HK$2,172/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,364/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,354
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,356
−HK$1,016/mo
Today · 4.125%
HK$39,372
baseline
▲ 0.50% · 4.625%
HK$41,447
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,744/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,292
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,546
−HK$1,273/mo
Today · 4.125%
HK$42,819
baseline
▲ 0.50% · 4.625%
HK$45,424
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,638/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,825
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,027
−HK$1,220/mo
Today · 4.125%
HK$47,247
baseline
▲ 0.50% · 4.625%
HK$49,737
+HK$2,490/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,494/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,008
−HK$2,947/mo
▼ 0.25% · 3.875%
HK$48,470
−HK$1,485/mo
Today · 4.125%
HK$49,955
baseline
▲ 0.50% · 4.625%
HK$52,995
+HK$3,040/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,910/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,296
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,698
−HK$1,423/mo
Today · 4.125%
HK$55,121
baseline
▲ 0.50% · 4.625%
HK$58,026
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,242/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,438
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,318
−HK$1,910/mo
Today · 4.125%
HK$64,228
baseline
▲ 0.50% · 4.625%
HK$68,137
+HK$3,909/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,456/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,237
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,040
−HK$1,830/mo
Today · 4.125%
HK$70,870
baseline
▲ 0.50% · 4.625%
HK$74,605
+HK$3,735/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,740/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,190 · Scale 2, in force from 26 Feb 2026)