LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,579
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,623
−HK$1,061/mo
Today · 4.125%
HK$35,684
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$2,171/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,368/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,356
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,358
−HK$1,016/mo
Today · 4.125%
HK$39,374
baseline
▲ 0.50% · 4.625%
HK$41,449
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,748/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,294
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,548
−HK$1,273/mo
Today · 4.125%
HK$42,821
baseline
▲ 0.50% · 4.625%
HK$45,427
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,642/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,827
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,029
−HK$1,220/mo
Today · 4.125%
HK$47,249
baseline
▲ 0.50% · 4.625%
HK$49,739
+HK$2,490/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,498/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,010
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,472
−HK$1,486/mo
Today · 4.125%
HK$49,958
baseline
▲ 0.50% · 4.625%
HK$52,998
+HK$3,040/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,916/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,298
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,701
−HK$1,423/mo
Today · 4.125%
HK$55,124
baseline
▲ 0.50% · 4.625%
HK$58,029
+HK$2,905/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,248/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,441
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,321
−HK$1,911/mo
Today · 4.125%
HK$64,232
baseline
▲ 0.50% · 4.625%
HK$68,140
+HK$3,908/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,464/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,240
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,044
−HK$1,829/mo
Today · 4.125%
HK$70,873
baseline
▲ 0.50% · 4.625%
HK$74,609
+HK$3,736/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,746/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,216 · Scale 2, in force from 26 Feb 2026)