LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,579
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,624
−HK$1,061/mo
Today · 4.125%
HK$35,685
baseline
▲ 0.50% · 4.625%
HK$37,856
+HK$2,171/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,370/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,356
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,358
−HK$1,017/mo
Today · 4.125%
HK$39,375
baseline
▲ 0.50% · 4.625%
HK$41,450
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,750/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,295
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,548
−HK$1,274/mo
Today · 4.125%
HK$42,822
baseline
▲ 0.50% · 4.625%
HK$45,427
+HK$2,605/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,644/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,828
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,030
−HK$1,219/mo
Today · 4.125%
HK$47,249
baseline
▲ 0.50% · 4.625%
HK$49,740
+HK$2,491/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,498/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,011
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,473
−HK$1,486/mo
Today · 4.125%
HK$49,959
baseline
▲ 0.50% · 4.625%
HK$52,998
+HK$3,039/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,918/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,299
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$53,701
−HK$1,423/mo
Today · 4.125%
HK$55,124
baseline
▲ 0.50% · 4.625%
HK$58,030
+HK$2,906/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,248/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,442
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,322
−HK$1,910/mo
Today · 4.125%
HK$64,232
baseline
▲ 0.50% · 4.625%
HK$68,141
+HK$3,909/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,464/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,241
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,045
−HK$1,829/mo
Today · 4.125%
HK$70,874
baseline
▲ 0.50% · 4.625%
HK$74,610
+HK$3,736/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,748/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,225 · Scale 2, in force from 26 Feb 2026)