LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,582
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$1,061/mo
Today · 4.125%
HK$35,687
baseline
▲ 0.50% · 4.625%
HK$37,859
+HK$2,172/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,374/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,359
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,017/mo
Today · 4.125%
HK$39,378
baseline
▲ 0.50% · 4.625%
HK$41,453
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,756/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,298
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,551
−HK$1,274/mo
Today · 4.125%
HK$42,825
baseline
▲ 0.50% · 4.625%
HK$45,431
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,650/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,831
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,033
−HK$1,220/mo
Today · 4.125%
HK$47,253
baseline
▲ 0.50% · 4.625%
HK$49,744
+HK$2,491/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,506/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,014
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,477
−HK$1,485/mo
Today · 4.125%
HK$49,962
baseline
▲ 0.50% · 4.625%
HK$53,003
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,924/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,303
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,706
−HK$1,423/mo
Today · 4.125%
HK$55,129
baseline
▲ 0.50% · 4.625%
HK$58,035
+HK$2,906/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,258/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,447
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,327
−HK$1,910/mo
Today · 4.125%
HK$64,237
baseline
▲ 0.50% · 4.625%
HK$68,146
+HK$3,909/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$128,474/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,247
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,050
−HK$1,830/mo
Today · 4.125%
HK$70,880
baseline
▲ 0.50% · 4.625%
HK$74,616
+HK$3,736/mo
Deposit HK$1.47M · loan HK$13.25M · min. income ≈ HK$141,760/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$552,267 · Scale 2, in force from 26 Feb 2026)