LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,584
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,629
−HK$1,061/mo
Today · 4.125%
HK$35,690
baseline
▲ 0.50% · 4.625%
HK$37,862
+HK$2,172/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,380/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,362
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,364
−HK$1,017/mo
Today · 4.125%
HK$39,381
baseline
▲ 0.50% · 4.625%
HK$41,456
+HK$2,075/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,762/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,301
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,555
−HK$1,273/mo
Today · 4.125%
HK$42,828
baseline
▲ 0.50% · 4.625%
HK$45,434
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,656/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,835
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,037
−HK$1,220/mo
Today · 4.125%
HK$47,257
baseline
▲ 0.50% · 4.625%
HK$49,748
+HK$2,491/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,514/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,018
−HK$2,948/mo
▼ 0.25% · 3.875%
HK$48,480
−HK$1,486/mo
Today · 4.125%
HK$49,966
baseline
▲ 0.50% · 4.625%
HK$53,007
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,932/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,307
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,710
−HK$1,423/mo
Today · 4.125%
HK$55,133
baseline
▲ 0.50% · 4.625%
HK$58,039
+HK$2,906/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,266/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,452
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,332
−HK$1,910/mo
Today · 4.125%
HK$64,242
baseline
▲ 0.50% · 4.625%
HK$68,151
+HK$3,909/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,484/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,252
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,055
−HK$1,830/mo
Today · 4.125%
HK$70,885
baseline
▲ 0.50% · 4.625%
HK$74,622
+HK$3,737/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,770/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,310 · Scale 2, in force from 26 Feb 2026)