LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,587
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,632
−HK$1,061/mo
Today · 4.125%
HK$35,693
baseline
▲ 0.50% · 4.625%
HK$37,865
+HK$2,172/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,386/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,365
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,367
−HK$1,017/mo
Today · 4.125%
HK$39,384
baseline
▲ 0.50% · 4.625%
HK$41,460
+HK$2,076/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,768/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,304
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,274/mo
Today · 4.125%
HK$42,832
baseline
▲ 0.50% · 4.625%
HK$45,438
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,664/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,838
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,040
−HK$1,220/mo
Today · 4.125%
HK$47,260
baseline
▲ 0.50% · 4.625%
HK$49,752
+HK$2,492/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,520/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,021
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,484
−HK$1,486/mo
Today · 4.125%
HK$49,970
baseline
▲ 0.50% · 4.625%
HK$53,011
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,940/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,311
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,714
−HK$1,423/mo
Today · 4.125%
HK$55,137
baseline
▲ 0.50% · 4.625%
HK$58,043
+HK$2,906/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,274/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,456
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,337
−HK$1,910/mo
Today · 4.125%
HK$64,247
baseline
▲ 0.50% · 4.625%
HK$68,157
+HK$3,910/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,494/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,257
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,061
−HK$1,830/mo
Today · 4.125%
HK$70,891
baseline
▲ 0.50% · 4.625%
HK$74,627
+HK$3,736/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,782/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,352 · Scale 2, in force from 26 Feb 2026)