LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,589
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,634
−HK$1,061/mo
Today · 4.125%
HK$35,695
baseline
▲ 0.50% · 4.625%
HK$37,867
+HK$2,172/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,390/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,368
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,370
−HK$1,016/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,463
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,307
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,561
−HK$1,274/mo
Today · 4.125%
HK$42,835
baseline
▲ 0.50% · 4.625%
HK$45,441
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,670/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,841
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,044
−HK$1,220/mo
Today · 4.125%
HK$47,264
baseline
▲ 0.50% · 4.625%
HK$49,755
+HK$2,491/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,528/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,025
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,488
−HK$1,486/mo
Today · 4.125%
HK$49,974
baseline
▲ 0.50% · 4.625%
HK$53,014
+HK$3,040/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,948/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,315
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,718
−HK$1,423/mo
Today · 4.125%
HK$55,141
baseline
▲ 0.50% · 4.625%
HK$58,048
+HK$2,907/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,282/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,460
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,341
−HK$1,911/mo
Today · 4.125%
HK$64,252
baseline
▲ 0.50% · 4.625%
HK$68,161
+HK$3,909/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,504/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,262
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,066
−HK$1,830/mo
Today · 4.125%
HK$70,896
baseline
▲ 0.50% · 4.625%
HK$74,633
+HK$3,737/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,792/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,392 · Scale 2, in force from 26 Feb 2026)