LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,591
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,636
−HK$1,061/mo
Today · 4.125%
HK$35,697
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,394/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,370
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,372
−HK$1,017/mo
Today · 4.125%
HK$39,389
baseline
▲ 0.50% · 4.625%
HK$41,465
+HK$2,076/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,778/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,309
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,563
−HK$1,274/mo
Today · 4.125%
HK$42,837
baseline
▲ 0.50% · 4.625%
HK$45,443
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,674/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,844
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,046
−HK$1,220/mo
Today · 4.125%
HK$47,266
baseline
▲ 0.50% · 4.625%
HK$49,758
+HK$2,492/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,532/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,027
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,490
−HK$1,486/mo
Today · 4.125%
HK$49,976
baseline
▲ 0.50% · 4.625%
HK$53,017
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,952/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,318
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,721
−HK$1,423/mo
Today · 4.125%
HK$55,144
baseline
▲ 0.50% · 4.625%
HK$58,051
+HK$2,907/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,288/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,464
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,345
−HK$1,910/mo
Today · 4.125%
HK$64,255
baseline
▲ 0.50% · 4.625%
HK$68,165
+HK$3,910/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,510/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,265
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,069
−HK$1,830/mo
Today · 4.125%
HK$70,899
baseline
▲ 0.50% · 4.625%
HK$74,637
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,798/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,422 · Scale 2, in force from 26 Feb 2026)