LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,593
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,638
−HK$1,062/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,872
+HK$2,172/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,372
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,374
−HK$1,017/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,468
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,312
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,566
−HK$1,274/mo
Today · 4.125%
HK$42,840
baseline
▲ 0.50% · 4.625%
HK$45,446
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,680/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,847
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,049
−HK$1,220/mo
Today · 4.125%
HK$47,269
baseline
▲ 0.50% · 4.625%
HK$49,761
+HK$2,492/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,538/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,030
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,493
−HK$1,487/mo
Today · 4.125%
HK$49,980
baseline
▲ 0.50% · 4.625%
HK$53,021
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,960/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,321
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,724
−HK$1,424/mo
Today · 4.125%
HK$55,148
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$2,907/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,296/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,468
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,349
−HK$1,911/mo
Today · 4.125%
HK$64,260
baseline
▲ 0.50% · 4.625%
HK$68,170
+HK$3,910/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,520/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,270
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,074
−HK$1,830/mo
Today · 4.125%
HK$70,904
baseline
▲ 0.50% · 4.625%
HK$74,642
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,808/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,458 · Scale 2, in force from 26 Feb 2026)