LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,594
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,639
−HK$1,062/mo
Today · 4.125%
HK$35,701
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$2,172/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,402/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,373
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,376
−HK$1,016/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,469
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,313
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,567
−HK$1,274/mo
Today · 4.125%
HK$42,841
baseline
▲ 0.50% · 4.625%
HK$45,448
+HK$2,607/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,682/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,848
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,051
−HK$1,220/mo
Today · 4.125%
HK$47,271
baseline
▲ 0.50% · 4.625%
HK$49,763
+HK$2,492/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,542/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,032
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,495
−HK$1,486/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$3,042/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,423/mo
Today · 4.125%
HK$55,149
baseline
▲ 0.50% · 4.625%
HK$58,056
+HK$2,907/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,298/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,470
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,351
−HK$1,911/mo
Today · 4.125%
HK$64,262
baseline
▲ 0.50% · 4.625%
HK$68,172
+HK$3,910/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,524/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,272
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,076
−HK$1,830/mo
Today · 4.125%
HK$70,906
baseline
▲ 0.50% · 4.625%
HK$74,644
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,812/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,475 · Scale 2, in force from 26 Feb 2026)