LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,595
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,640
−HK$1,061/mo
Today · 4.125%
HK$35,701
baseline
▲ 0.50% · 4.625%
HK$37,874
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,402/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,374
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,376
−HK$1,017/mo
Today · 4.125%
HK$39,393
baseline
▲ 0.50% · 4.625%
HK$41,469
+HK$2,076/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,786/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,314
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,274/mo
Today · 4.125%
HK$42,842
baseline
▲ 0.50% · 4.625%
HK$45,448
+HK$2,606/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,684/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,849
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,051
−HK$1,221/mo
Today · 4.125%
HK$47,272
baseline
▲ 0.50% · 4.625%
HK$49,763
+HK$2,491/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,544/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,033
−HK$2,949/mo
▼ 0.25% · 3.875%
HK$48,496
−HK$1,486/mo
Today · 4.125%
HK$49,982
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,964/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,727
−HK$1,423/mo
Today · 4.125%
HK$55,150
baseline
▲ 0.50% · 4.625%
HK$58,057
+HK$2,907/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,300/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,470
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,351
−HK$1,912/mo
Today · 4.125%
HK$64,263
baseline
▲ 0.50% · 4.625%
HK$68,173
+HK$3,910/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,526/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,273
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,077
−HK$1,830/mo
Today · 4.125%
HK$70,907
baseline
▲ 0.50% · 4.625%
HK$74,645
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,814/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,483 · Scale 2, in force from 26 Feb 2026)