LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,599
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,644
−HK$1,062/mo
Today · 4.125%
HK$35,706
baseline
▲ 0.50% · 4.625%
HK$37,878
+HK$2,172/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,412/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,378
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,381
−HK$1,017/mo
Today · 4.125%
HK$39,398
baseline
▲ 0.50% · 4.625%
HK$41,474
+HK$2,076/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,796/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,318
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,572
−HK$1,275/mo
Today · 4.125%
HK$42,847
baseline
▲ 0.50% · 4.625%
HK$45,454
+HK$2,607/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,694/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,854
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,057
−HK$1,220/mo
Today · 4.125%
HK$47,277
baseline
▲ 0.50% · 4.625%
HK$49,769
+HK$2,492/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,554/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,038
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,501
−HK$1,487/mo
Today · 4.125%
HK$49,988
baseline
▲ 0.50% · 4.625%
HK$53,029
+HK$3,041/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$99,976/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,733
−HK$1,424/mo
Today · 4.125%
HK$55,157
baseline
▲ 0.50% · 4.625%
HK$58,064
+HK$2,907/mo
Deposit HK$4.42M · loan HK$10.31M · min. income ≈ HK$110,314/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,477
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,359
−HK$1,911/mo
Today · 4.125%
HK$64,270
baseline
▲ 0.50% · 4.625%
HK$68,181
+HK$3,911/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,540/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,281
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,085
−HK$1,831/mo
Today · 4.125%
HK$70,916
baseline
▲ 0.50% · 4.625%
HK$74,654
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,832/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,547 · Scale 2, in force from 26 Feb 2026)