LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,603
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$1,062/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,883
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,383
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,385
−HK$1,017/mo
Today · 4.125%
HK$39,402
baseline
▲ 0.50% · 4.625%
HK$41,479
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,804/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,323
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,578
−HK$1,274/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,459
+HK$2,607/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,859
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,062
−HK$1,221/mo
Today · 4.125%
HK$47,283
baseline
▲ 0.50% · 4.625%
HK$49,775
+HK$2,492/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,566/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,044
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,507
−HK$1,487/mo
Today · 4.125%
HK$49,994
baseline
▲ 0.50% · 4.625%
HK$53,036
+HK$3,042/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$99,988/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,336
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$53,739
−HK$1,424/mo
Today · 4.125%
HK$55,163
baseline
▲ 0.50% · 4.625%
HK$58,071
+HK$2,908/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,326/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,485
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,366
−HK$1,912/mo
Today · 4.125%
HK$64,278
baseline
▲ 0.50% · 4.625%
HK$68,189
+HK$3,911/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,556/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,289
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,094
−HK$1,830/mo
Today · 4.125%
HK$70,924
baseline
▲ 0.50% · 4.625%
HK$74,663
+HK$3,739/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,848/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,615 · Scale 2, in force from 26 Feb 2026)