LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,603
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,648
−HK$1,062/mo
Today · 4.125%
HK$35,710
baseline
▲ 0.50% · 4.625%
HK$37,883
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,383
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,386
−HK$1,017/mo
Today · 4.125%
HK$39,403
baseline
▲ 0.50% · 4.625%
HK$41,480
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,806/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,324
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,578
−HK$1,274/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,460
+HK$2,608/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,860
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,063
−HK$1,220/mo
Today · 4.125%
HK$47,283
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,493/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,566/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,044
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,508
−HK$1,486/mo
Today · 4.125%
HK$49,994
baseline
▲ 0.50% · 4.625%
HK$53,036
+HK$3,042/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$99,988/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,336
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,740
−HK$1,424/mo
Today · 4.125%
HK$55,164
baseline
▲ 0.50% · 4.625%
HK$58,072
+HK$2,908/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,328/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,485
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,367
−HK$1,911/mo
Today · 4.125%
HK$64,278
baseline
▲ 0.50% · 4.625%
HK$68,190
+HK$3,912/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,556/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,289
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,094
−HK$1,831/mo
Today · 4.125%
HK$70,925
baseline
▲ 0.50% · 4.625%
HK$74,663
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,850/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,620 · Scale 2, in force from 26 Feb 2026)