LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,604
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,650
−HK$1,062/mo
Today · 4.125%
HK$35,712
baseline
▲ 0.50% · 4.625%
HK$37,885
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,424/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,385
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,387
−HK$1,017/mo
Today · 4.125%
HK$39,404
baseline
▲ 0.50% · 4.625%
HK$41,481
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,808/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,325
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,580
−HK$1,274/mo
Today · 4.125%
HK$42,854
baseline
▲ 0.50% · 4.625%
HK$45,462
+HK$2,608/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$85,708/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,861
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,065
−HK$1,220/mo
Today · 4.125%
HK$47,285
baseline
▲ 0.50% · 4.625%
HK$49,778
+HK$2,493/mo
Deposit HK$5.89M · loan HK$8.84M · min. income ≈ HK$94,570/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,046
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,510
−HK$1,486/mo
Today · 4.125%
HK$49,996
baseline
▲ 0.50% · 4.625%
HK$53,038
+HK$3,042/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$99,992/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,338
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,424/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,074
+HK$2,908/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,488
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,369
−HK$1,912/mo
Today · 4.125%
HK$64,281
baseline
▲ 0.50% · 4.625%
HK$68,192
+HK$3,911/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,562/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,292
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,097
−HK$1,831/mo
Today · 4.125%
HK$70,928
baseline
▲ 0.50% · 4.625%
HK$74,666
+HK$3,738/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,856/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,642 · Scale 2, in force from 26 Feb 2026)