LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,605
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,651
−HK$1,062/mo
Today · 4.125%
HK$35,713
baseline
▲ 0.50% · 4.625%
HK$37,886
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,426/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,386
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,388
−HK$1,018/mo
Today · 4.125%
HK$39,406
baseline
▲ 0.50% · 4.625%
HK$41,483
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,812/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,327
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,274/mo
Today · 4.125%
HK$42,855
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,608/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$85,710/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,863
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,066
−HK$1,221/mo
Today · 4.125%
HK$47,287
baseline
▲ 0.50% · 4.625%
HK$49,779
+HK$2,492/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$94,574/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,048
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,511
−HK$1,487/mo
Today · 4.125%
HK$49,998
baseline
▲ 0.50% · 4.625%
HK$53,040
+HK$3,042/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$99,996/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,340
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,744
−HK$1,424/mo
Today · 4.125%
HK$55,168
baseline
▲ 0.50% · 4.625%
HK$58,076
+HK$2,908/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,336/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,490
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,371
−HK$1,912/mo
Today · 4.125%
HK$64,283
baseline
▲ 0.50% · 4.625%
HK$68,195
+HK$3,912/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,566/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,294
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,099
−HK$1,831/mo
Today · 4.125%
HK$70,930
baseline
▲ 0.50% · 4.625%
HK$74,669
+HK$3,739/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,860/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,660 · Scale 2, in force from 26 Feb 2026)