LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,608
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,654
−HK$1,062/mo
Today · 4.125%
HK$35,716
baseline
▲ 0.50% · 4.625%
HK$37,889
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,432/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,389
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,392
−HK$1,017/mo
Today · 4.125%
HK$39,409
baseline
▲ 0.50% · 4.625%
HK$41,486
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,818/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,330
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,584
−HK$1,275/mo
Today · 4.125%
HK$42,859
baseline
▲ 0.50% · 4.625%
HK$45,467
+HK$2,608/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$85,718/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,867
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,070
−HK$1,221/mo
Today · 4.125%
HK$47,291
baseline
▲ 0.50% · 4.625%
HK$49,783
+HK$2,492/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$94,582/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,051
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,515
−HK$1,487/mo
Today · 4.125%
HK$50,002
baseline
▲ 0.50% · 4.625%
HK$53,045
+HK$3,043/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,004/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,344
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,748
−HK$1,424/mo
Today · 4.125%
HK$55,172
baseline
▲ 0.50% · 4.625%
HK$58,080
+HK$2,908/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,344/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,495
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$62,376
−HK$1,912/mo
Today · 4.125%
HK$64,288
baseline
▲ 0.50% · 4.625%
HK$68,200
+HK$3,912/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$128,576/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,300
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,105
−HK$1,831/mo
Today · 4.125%
HK$70,936
baseline
▲ 0.50% · 4.625%
HK$74,675
+HK$3,739/mo
Deposit HK$1.47M · loan HK$13.26M · min. income ≈ HK$141,872/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,705 · Scale 2, in force from 26 Feb 2026)