LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,611
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,656
−HK$1,062/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,892
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,391
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,018/mo
Today · 4.125%
HK$39,412
baseline
▲ 0.50% · 4.625%
HK$41,489
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,824/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,333
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,587
−HK$1,275/mo
Today · 4.125%
HK$42,862
baseline
▲ 0.50% · 4.625%
HK$45,470
+HK$2,608/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$85,724/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,870
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,073
−HK$1,221/mo
Today · 4.125%
HK$47,294
baseline
▲ 0.50% · 4.625%
HK$49,787
+HK$2,493/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$94,588/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,055
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,518
−HK$1,488/mo
Today · 4.125%
HK$50,006
baseline
▲ 0.50% · 4.625%
HK$53,048
+HK$3,042/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,012/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,348
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,752
−HK$1,424/mo
Today · 4.125%
HK$55,176
baseline
▲ 0.50% · 4.625%
HK$58,085
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,352/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,499
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,381
−HK$1,912/mo
Today · 4.125%
HK$64,293
baseline
▲ 0.50% · 4.625%
HK$68,205
+HK$3,912/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,586/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,305
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,110
−HK$1,831/mo
Today · 4.125%
HK$70,941
baseline
▲ 0.50% · 4.625%
HK$74,680
+HK$3,739/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,882/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,744 · Scale 2, in force from 26 Feb 2026)