LTV · monthly repayment
▼ 0.50% · 3.625%
HK$336,117
−HK$21,077/mo
▼ 0.25% · 3.875%
HK$346,572
−HK$10,622/mo
Today · 4.125%
HK$357,194
baseline
▲ 0.50% · 4.625%
HK$378,929
+HK$21,735/mo
Deposit HK$73.70M · loan HK$73.70M · min. income ≈ HK$714,388/mo (50% DSR)
Upfront cash ≈ HK$83.28M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,927
−HK$20,202/mo
▼ 0.25% · 3.875%
HK$383,955
−HK$10,174/mo
Today · 4.125%
HK$394,129
baseline
▲ 0.50% · 4.625%
HK$414,904
+HK$20,775/mo
Deposit HK$73.70M · loan HK$73.70M · min. income ≈ HK$788,258/mo (50% DSR)
Upfront cash ≈ HK$83.28M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,340
−HK$25,293/mo
▼ 0.25% · 3.875%
HK$415,886
−HK$12,747/mo
Today · 4.125%
HK$428,633
baseline
▲ 0.50% · 4.625%
HK$454,714
+HK$26,081/mo
Deposit HK$58.96M · loan HK$88.44M · min. income ≈ HK$857,266/mo (50% DSR)
Upfront cash ≈ HK$68.54M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,712
−HK$24,242/mo
▼ 0.25% · 3.875%
HK$460,746
−HK$12,208/mo
Today · 4.125%
HK$472,954
baseline
▲ 0.50% · 4.625%
HK$497,884
+HK$24,930/mo
Deposit HK$58.96M · loan HK$88.44M · min. income ≈ HK$945,908/mo (50% DSR)
Upfront cash ≈ HK$68.54M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$470,563
−HK$29,509/mo
▼ 0.25% · 3.875%
HK$485,201
−HK$14,871/mo
Today · 4.125%
HK$500,072
baseline
▲ 0.50% · 4.625%
HK$530,500
+HK$30,428/mo
Deposit HK$44.22M · loan HK$103.18M · min. income ≈ HK$1,000,144/mo (50% DSR)
Upfront cash ≈ HK$53.80M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$523,497
−HK$28,283/mo
▼ 0.25% · 3.875%
HK$537,537
−HK$14,243/mo
Today · 4.125%
HK$551,780
baseline
▲ 0.50% · 4.625%
HK$580,865
+HK$29,085/mo
Deposit HK$44.22M · loan HK$103.18M · min. income ≈ HK$1,103,560/mo (50% DSR)
Upfront cash ≈ HK$53.80M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$605,010
−HK$37,940/mo
▼ 0.25% · 3.875%
HK$623,829
−HK$19,121/mo
Today · 4.125%
HK$642,950
baseline
▲ 0.50% · 4.625%
HK$682,072
+HK$39,122/mo
Deposit HK$14.74M · loan HK$132.66M · min. income ≈ HK$1,285,900/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$673,068
−HK$36,364/mo
▼ 0.25% · 3.875%
HK$691,119
−HK$18,313/mo
Today · 4.125%
HK$709,432
baseline
▲ 0.50% · 4.625%
HK$746,827
+HK$37,395/mo
Deposit HK$14.74M · loan HK$132.66M · min. income ≈ HK$1,418,864/mo (50% DSR)
Upfront cash ≈ HK$24.32M (deposit + AVD stamp duty HK$9,581,199 · Scale 2, in force from 26 Feb 2026)