LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,612
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,658
−HK$1,062/mo
Today · 4.125%
HK$35,720
baseline
▲ 0.50% · 4.625%
HK$37,893
+HK$2,173/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,440/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,393
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,396
−HK$1,017/mo
Today · 4.125%
HK$39,413
baseline
▲ 0.50% · 4.625%
HK$41,491
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,826/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,334
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,589
−HK$1,275/mo
Today · 4.125%
HK$42,864
baseline
▲ 0.50% · 4.625%
HK$45,472
+HK$2,608/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$85,728/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,872
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,075
−HK$1,221/mo
Today · 4.125%
HK$47,296
baseline
▲ 0.50% · 4.625%
HK$49,789
+HK$2,493/mo
Deposit HK$5.90M · loan HK$8.84M · min. income ≈ HK$94,592/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,057
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,521
−HK$1,487/mo
Today · 4.125%
HK$50,008
baseline
▲ 0.50% · 4.625%
HK$53,051
+HK$3,043/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,016/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,350
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,754
−HK$1,425/mo
Today · 4.125%
HK$55,179
baseline
▲ 0.50% · 4.625%
HK$58,087
+HK$2,908/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,358/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,502
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,384
−HK$1,912/mo
Today · 4.125%
HK$64,296
baseline
▲ 0.50% · 4.625%
HK$68,208
+HK$3,912/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,592/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,308
−HK$3,636/mo
▼ 0.25% · 3.875%
HK$69,113
−HK$1,831/mo
Today · 4.125%
HK$70,944
baseline
▲ 0.50% · 4.625%
HK$74,684
+HK$3,740/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,888/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,768 · Scale 2, in force from 26 Feb 2026)