LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,615
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,661
−HK$1,062/mo
Today · 4.125%
HK$35,723
baseline
▲ 0.50% · 4.625%
HK$37,897
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,446/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,396
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,399
−HK$1,018/mo
Today · 4.125%
HK$39,417
baseline
▲ 0.50% · 4.625%
HK$41,494
+HK$2,077/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,834/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,338
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,593
−HK$1,274/mo
Today · 4.125%
HK$42,867
baseline
▲ 0.50% · 4.625%
HK$45,476
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,734/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,876
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,221/mo
Today · 4.125%
HK$47,300
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,493/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,600/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,061
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,525
−HK$1,487/mo
Today · 4.125%
HK$50,012
baseline
▲ 0.50% · 4.625%
HK$53,055
+HK$3,043/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,024/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,355
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$53,759
−HK$1,424/mo
Today · 4.125%
HK$55,183
baseline
▲ 0.50% · 4.625%
HK$58,092
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,366/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,507
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,389
−HK$1,912/mo
Today · 4.125%
HK$64,301
baseline
▲ 0.50% · 4.625%
HK$68,214
+HK$3,913/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,602/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,313
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,119
−HK$1,831/mo
Today · 4.125%
HK$70,950
baseline
▲ 0.50% · 4.625%
HK$74,690
+HK$3,740/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,900/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,815 · Scale 2, in force from 26 Feb 2026)