LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,617
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$1,062/mo
Today · 4.125%
HK$35,725
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,450/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,399
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,017/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,497
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,341
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,596
−HK$1,274/mo
Today · 4.125%
HK$42,870
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,740/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,879
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,082
−HK$1,221/mo
Today · 4.125%
HK$47,303
baseline
▲ 0.50% · 4.625%
HK$49,797
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,606/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,064
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,528
−HK$1,487/mo
Today · 4.125%
HK$50,015
baseline
▲ 0.50% · 4.625%
HK$53,059
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,030/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,358
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,763
−HK$1,424/mo
Today · 4.125%
HK$55,187
baseline
▲ 0.50% · 4.625%
HK$58,096
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,374/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,511
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,393
−HK$1,913/mo
Today · 4.125%
HK$64,306
baseline
▲ 0.50% · 4.625%
HK$68,218
+HK$3,912/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,612/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,318
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,123
−HK$1,832/mo
Today · 4.125%
HK$70,955
baseline
▲ 0.50% · 4.625%
HK$74,695
+HK$3,740/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,910/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,854 · Scale 2, in force from 26 Feb 2026)