LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,618
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,663
−HK$1,063/mo
Today · 4.125%
HK$35,726
baseline
▲ 0.50% · 4.625%
HK$37,900
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,452/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,399
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,402
−HK$1,018/mo
Today · 4.125%
HK$39,420
baseline
▲ 0.50% · 4.625%
HK$41,498
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,840/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,341
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,596
−HK$1,275/mo
Today · 4.125%
HK$42,871
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,608/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,742/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,879
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,083
−HK$1,221/mo
Today · 4.125%
HK$47,304
baseline
▲ 0.50% · 4.625%
HK$49,797
+HK$2,493/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,608/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,065
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,529
−HK$1,487/mo
Today · 4.125%
HK$50,016
baseline
▲ 0.50% · 4.625%
HK$53,059
+HK$3,043/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,032/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,359
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,763
−HK$1,425/mo
Today · 4.125%
HK$55,188
baseline
▲ 0.50% · 4.625%
HK$58,097
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,376/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,512
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$62,394
−HK$1,912/mo
Today · 4.125%
HK$64,306
baseline
▲ 0.50% · 4.625%
HK$68,219
+HK$3,913/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,612/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,319
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,124
−HK$1,832/mo
Today · 4.125%
HK$70,956
baseline
▲ 0.50% · 4.625%
HK$74,696
+HK$3,740/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,912/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,859 · Scale 2, in force from 26 Feb 2026)