LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,620
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,666
−HK$1,062/mo
Today · 4.125%
HK$35,728
baseline
▲ 0.50% · 4.625%
HK$37,902
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,456/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,402
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,405
−HK$1,018/mo
Today · 4.125%
HK$39,423
baseline
▲ 0.50% · 4.625%
HK$41,501
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,846/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,344
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,599
−HK$1,275/mo
Today · 4.125%
HK$42,874
baseline
▲ 0.50% · 4.625%
HK$45,483
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,748/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,882
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,086
−HK$1,221/mo
Today · 4.125%
HK$47,307
baseline
▲ 0.50% · 4.625%
HK$49,801
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,614/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,068
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,532
−HK$1,488/mo
Today · 4.125%
HK$50,020
baseline
▲ 0.50% · 4.625%
HK$53,063
+HK$3,043/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,040/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,363
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,767
−HK$1,425/mo
Today · 4.125%
HK$55,192
baseline
▲ 0.50% · 4.625%
HK$58,101
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,384/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,516
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,399
−HK$1,912/mo
Today · 4.125%
HK$64,311
baseline
▲ 0.50% · 4.625%
HK$68,224
+HK$3,913/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,622/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,324
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,129
−HK$1,832/mo
Today · 4.125%
HK$70,961
baseline
▲ 0.50% · 4.625%
HK$74,701
+HK$3,740/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,922/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,900 · Scale 2, in force from 26 Feb 2026)