LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,621
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,667
−HK$1,063/mo
Today · 4.125%
HK$35,730
baseline
▲ 0.50% · 4.625%
HK$37,904
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,460/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,403
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,406
−HK$1,018/mo
Today · 4.125%
HK$39,424
baseline
▲ 0.50% · 4.625%
HK$41,502
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,848/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,345
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,600
−HK$1,275/mo
Today · 4.125%
HK$42,875
baseline
▲ 0.50% · 4.625%
HK$45,484
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,750/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,884
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,221/mo
Today · 4.125%
HK$47,309
baseline
▲ 0.50% · 4.625%
HK$49,802
+HK$2,493/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,618/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,070
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,534
−HK$1,487/mo
Today · 4.125%
HK$50,021
baseline
▲ 0.50% · 4.625%
HK$53,065
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,042/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,364
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,769
−HK$1,425/mo
Today · 4.125%
HK$55,194
baseline
▲ 0.50% · 4.625%
HK$58,103
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,388/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,518
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,401
−HK$1,912/mo
Today · 4.125%
HK$64,313
baseline
▲ 0.50% · 4.625%
HK$68,226
+HK$3,913/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,626/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,326
−HK$3,637/mo
▼ 0.25% · 3.875%
HK$69,131
−HK$1,832/mo
Today · 4.125%
HK$70,963
baseline
▲ 0.50% · 4.625%
HK$74,704
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,926/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,918 · Scale 2, in force from 26 Feb 2026)