LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,623
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,669
−HK$1,063/mo
Today · 4.125%
HK$35,732
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,464/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,406
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,409
−HK$1,017/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,505
+HK$2,079/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,348
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,603
−HK$1,275/mo
Today · 4.125%
HK$42,878
baseline
▲ 0.50% · 4.625%
HK$45,487
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,756/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,887
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,090
−HK$1,222/mo
Today · 4.125%
HK$47,312
baseline
▲ 0.50% · 4.625%
HK$49,806
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,624/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,073
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$48,537
−HK$1,487/mo
Today · 4.125%
HK$50,024
baseline
▲ 0.50% · 4.625%
HK$53,068
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,048/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,368
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,772
−HK$1,425/mo
Today · 4.125%
HK$55,197
baseline
▲ 0.50% · 4.625%
HK$58,107
+HK$2,910/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,394/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,522
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,404
−HK$1,913/mo
Today · 4.125%
HK$64,317
baseline
▲ 0.50% · 4.625%
HK$68,231
+HK$3,914/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,634/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,330
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,136
−HK$1,832/mo
Today · 4.125%
HK$70,968
baseline
▲ 0.50% · 4.625%
HK$74,708
+HK$3,740/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,936/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,952 · Scale 2, in force from 26 Feb 2026)