LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,624
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,670
−HK$1,062/mo
Today · 4.125%
HK$35,732
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,464/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,406
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,409
−HK$1,018/mo
Today · 4.125%
HK$39,427
baseline
▲ 0.50% · 4.625%
HK$41,505
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,854/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,349
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,275/mo
Today · 4.125%
HK$42,879
baseline
▲ 0.50% · 4.625%
HK$45,488
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,758/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,887
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,091
−HK$1,221/mo
Today · 4.125%
HK$47,312
baseline
▲ 0.50% · 4.625%
HK$49,806
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,624/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,073
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,538
−HK$1,487/mo
Today · 4.125%
HK$50,025
baseline
▲ 0.50% · 4.625%
HK$53,069
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,050/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,369
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,773
−HK$1,425/mo
Today · 4.125%
HK$55,198
baseline
▲ 0.50% · 4.625%
HK$58,107
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,396/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,523
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$62,405
−HK$1,913/mo
Today · 4.125%
HK$64,318
baseline
▲ 0.50% · 4.625%
HK$68,232
+HK$3,914/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,636/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,331
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,137
−HK$1,832/mo
Today · 4.125%
HK$70,969
baseline
▲ 0.50% · 4.625%
HK$74,710
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,938/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,961 · Scale 2, in force from 26 Feb 2026)