LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,625
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,671
−HK$1,063/mo
Today · 4.125%
HK$35,734
baseline
▲ 0.50% · 4.625%
HK$37,908
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,468/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,408
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,411
−HK$1,018/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,350
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,605
−HK$1,276/mo
Today · 4.125%
HK$42,881
baseline
▲ 0.50% · 4.625%
HK$45,490
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,762/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,889
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,093
−HK$1,222/mo
Today · 4.125%
HK$47,315
baseline
▲ 0.50% · 4.625%
HK$49,809
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,630/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,075
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,540
−HK$1,487/mo
Today · 4.125%
HK$50,027
baseline
▲ 0.50% · 4.625%
HK$53,071
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,054/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,371
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,775
−HK$1,425/mo
Today · 4.125%
HK$55,200
baseline
▲ 0.50% · 4.625%
HK$58,110
+HK$2,910/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,400/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,525
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,408
−HK$1,913/mo
Today · 4.125%
HK$64,321
baseline
▲ 0.50% · 4.625%
HK$68,235
+HK$3,914/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,642/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,334
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,140
−HK$1,832/mo
Today · 4.125%
HK$70,972
baseline
▲ 0.50% · 4.625%
HK$74,713
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,944/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$552,985 · Scale 2, in force from 26 Feb 2026)