LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,627
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,673
−HK$1,062/mo
Today · 4.125%
HK$35,735
baseline
▲ 0.50% · 4.625%
HK$37,910
+HK$2,175/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,470/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,409
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,413
−HK$1,017/mo
Today · 4.125%
HK$39,430
baseline
▲ 0.50% · 4.625%
HK$41,509
+HK$2,079/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,860/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,352
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,275/mo
Today · 4.125%
HK$42,882
baseline
▲ 0.50% · 4.625%
HK$45,492
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,764/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,891
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,095
−HK$1,221/mo
Today · 4.125%
HK$47,316
baseline
▲ 0.50% · 4.625%
HK$49,811
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,632/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,077
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,542
−HK$1,487/mo
Today · 4.125%
HK$50,029
baseline
▲ 0.50% · 4.625%
HK$53,074
+HK$3,045/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,058/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,373
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,425/mo
Today · 4.125%
HK$55,203
baseline
▲ 0.50% · 4.625%
HK$58,112
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,406/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,528
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,411
−HK$1,913/mo
Today · 4.125%
HK$64,324
baseline
▲ 0.50% · 4.625%
HK$68,237
+HK$3,913/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,648/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,337
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,143
−HK$1,832/mo
Today · 4.125%
HK$70,975
baseline
▲ 0.50% · 4.625%
HK$74,716
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,950/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,007 · Scale 2, in force from 26 Feb 2026)