LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,628
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,674
−HK$1,063/mo
Today · 4.125%
HK$35,737
baseline
▲ 0.50% · 4.625%
HK$37,912
+HK$2,175/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,474/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,411
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,415
−HK$1,018/mo
Today · 4.125%
HK$39,433
baseline
▲ 0.50% · 4.625%
HK$41,511
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,866/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,354
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,609
−HK$1,276/mo
Today · 4.125%
HK$42,885
baseline
▲ 0.50% · 4.625%
HK$45,494
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,770/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,894
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,098
−HK$1,221/mo
Today · 4.125%
HK$47,319
baseline
▲ 0.50% · 4.625%
HK$49,813
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,638/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,080
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,544
−HK$1,488/mo
Today · 4.125%
HK$50,032
baseline
▲ 0.50% · 4.625%
HK$53,076
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,064/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,376
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,780
−HK$1,426/mo
Today · 4.125%
HK$55,206
baseline
▲ 0.50% · 4.625%
HK$58,115
+HK$2,909/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,412/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,531
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,414
−HK$1,913/mo
Today · 4.125%
HK$64,327
baseline
▲ 0.50% · 4.625%
HK$68,241
+HK$3,914/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,654/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,340
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,146
−HK$1,833/mo
Today · 4.125%
HK$70,979
baseline
▲ 0.50% · 4.625%
HK$74,720
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,958/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,037 · Scale 2, in force from 26 Feb 2026)